Why an EC alone is not enough for due diligence

The EC is essential but incomplete. Here is what it misses and which documents fill the gaps.

Property Due Diligence · 4 min read · By SANAD Team

Many buyers stop at the EC and feel safe. But the EC only shows registered transactions — several important risks live outside it.

What the EC misses

Unregistered arrangements, tenancy and cultivation entries, boundary and extent issues, tax arrears, and pending litigation are not captured by an EC.

Fill the gaps

Combine the EC with the RTC/mutation chain, Khata and tax records, the survey sketch, and — where warranted — a title check and legal opinion.

Frequently asked questions

So what is the minimum safe set?

At least RTC (current + historical), 30-year EC, mutation extracts, Khata, tax receipts and a survey sketch — more for high-value deals.

_This article is for general educational purposes and is not legal advice. Government rules, fees, forms and portal features change over time — always verify the latest requirements with the relevant Karnataka government department or a qualified professional before acting._

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