Property title verification checklist
A practical, ordered checklist to verify a Karnataka property title before you pay anything.
Property Due Diligence · 6 min read · By SANAD Team
Title verification is about proving the seller owns what they claim, free of clouds. Work through this checklist before any advance changes hands.
Ownership and chain
Confirm the current owner via RTC/Khata, then trace the chain through mutation records and the 30-year EC back to an original holder.
Encumbrances and use
Check for unreleased mortgages, tax arrears, tenancy/government entries, land classification and any conversion requirements.
Documents & details checklist
- RTC (current + historical)
- Mutation (MR) extracts — full chain
- 30-year Encumbrance Certificate
- Khata extract (A-Khata preferred)
- Property tax receipts (no arrears)
- Survey sketch / Tippani
- Conversion order, if non-agricultural use
Frequently asked questions
When should I get a legal opinion?
For high-value deals, complex chains, inherited property or any red flag, a written legal opinion is worth it.
_This article is for general educational purposes and is not legal advice. Government rules, fees, forms and portal features change over time — always verify the latest requirements with the relevant Karnataka government department or a qualified professional before acting._
Need help obtaining or reviewing Karnataka property documents? Submit your request through SANAD or contact hello@sanad.co.in. SANAD is an independent document-assistance platform and is not a government department.
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