A-Khata vs B-Khata: what is the difference?

Khata decides whether you can get loans, building approvals and resale value. Here is the practical difference between A and B Khata.

Municipal · 4 min read · By Sanad Team

What is a Khata?

A Khata is an account that records a property's details for tax purposes with the municipal body (BBMP, City Corporation or Gram Panchayat). It is *not* a title document, but it is required for many approvals.

A-Khata

• Property is fully legal and compliant
• Eligible for bank loans, building plan approval and trade licences
• Higher and more stable resale value

B-Khata

• Recorded in a separate B-register for properties with deviations or pending regularisation
• Generally not eligible for loans or building approvals
• Can often be converted to A-Khata after paying betterment charges and regularising

Bottom line

Always ask for the Khata Extract and confirm whether it is A or B before committing.

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